Here is what the page “OCC Finalises US Stablecoin Rules Ahead of January 2027 Start” contains. The Office of the Comptroller of the Currency (OCC) has issued its final rule under the GENIUS Act, establishing a federal framework for payment stablecoin issuers that takes effect on January 18, 2027. The regulation details requirements for eligible reserve assets, redemption, risk management, supervisory reporting, custody, applications, and oversight of foreign issuers. It applies to issuers under OCC jurisdiction and certain custody activities by regulated institutions.
This marks a shift from debating whether to regulate stablecoins to defining concrete compliance obligations. The OCC clarified that Bank Secrecy Act, anti-money-laundering, and OFAC sanctions rules will be addressed in a separate rulemaking with the Treasury Department. For banks and stablecoin businesses eyeing the US market, the rule provides a clear compliance roadmap, but it does not grant automatic federal licenses—applications and supervisory approvals remain essential. The full version stays on the original page, which this listing opens directly.